Essential and non-essential expenditure

What are the essential expenses you will consider?

If you are claiming for help from the discretionary discount fund or the discretionary housing payment fund due to being in severe financial hardship, you will need to let us know what your income and expenses are to enable us to make a decision. Some expenses are classed as essential expenses and we can allow for these, however if the amounts are unreasonably high then we may restrict how much we use in the calculation when determining eligibility for discretionary housing payments.

Examples of allowable essential expenses are:


  • Public transport (for work, school, shopping)
  • Car insurance, MOT and car maintenance
  • Vehicle tax
  • Fuel (petrol, diesel, oil)

Please be aware that each case is individual and the need for a car will be considered.


  • Food and milk
  • Cleaning and toiletries
  • Laundry
  • Clothing and footwear
  • Nappies and baby items

Other expenditure:

  • Health on the NHS only (dentist, glasses, prescriptions, health insurance), passported benefits such as income support and jobseekers allowance get some of the above services free
  • Essential house repairs only for those who are an owner occupier (you own or have a mortgage on your property). If you rent, these will be the responsibility of your landlord
  • School meals

Last updated: ‎08‎/‎02‎/‎2018‎ ‎14‎:‎42‎