As well as the purchasing costs and fees, there are on-going expenses for renovation, redecoration, bills, furniture and appliances when buying a home.
It is important that you get the right independent financial advice to help you choose the correct mortgage for your budget and circumstances.
If you are a first time buyer or just looking to buy a new home, Shelter offer a wealth of independent advice and help for free: Housing advice from Shelter (shelter.org.uk)
If you are struggling to keep up with your mortgage repayments or you are facing repossession you will need legal advice and support. Shelter offer free advice helpline: 0808 800 4444
See also: property boundaries
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