The electoral register and your credit score
In addition to voting, the electoral register is also used for checking and confirming people’s addresses, especially when applying for credit or a mortgage.
If you are not on the electoral register your application for credit or a mortgage could be rejected.
Updates to the register are published on the first working day of every month (excluding October and November) every year. You can find a list of the remaining publication dates for 2021 here: What happens after you have registered to vote?
This means it can take some time for credit reference agencies to receive your details after your registration has been confirmed and your application could be negatively affected.
This is why it is important to make sure that you are registered to vote as soon as you move into a new address even if you do not want to exercise your right to vote.
It can also take some time for credit reference agencies to update their records, so if your credit reference agency tells you that you are not on the electoral register, you can check with Electoral Services first before you fill in a new registration.
Your credit reference agency may ask you to provide proof of your registration. Provided you are already registered to vote and have appeared in a publication of the electoral register, we can supply you with a letter via post confirming your registration. If you require this service, please contact us using the details at the bottom of this page, making sure to include your full name and address.
Last updated: 14/07/2022 10:09